Risk Management • Category 16
Securing high-value coastal assets with access to exclusive carriers (Chubb, AIG, Pure) unavailable to the retail market.
Robert Thorne, CPRIA
Florida's insurance market is broken for the retail consumer. High-value estates on Davis Islands require specialized underwriting that standard carriers simply cannot provide.
We are an independent risk management firm with direct appointments to the world's premier high-net-worth carriers. We don't sell policies; we design comprehensive defense strategies for your homes, collections, yachts, and liability exposure.
Capabilities
Primary and Secondary homes with Total Insured Value (TIV) exceeding $3M.
High-limit Umbrella policies ($10M - $50M) to protect assets from litigation.
Agreed Value coverage for Fine Art, Wine, Jewelry, and Autos without deductibles.
Workers Compensation and EPLI coverage for house managers, nannies, and groundskeepers.